How we collect, use, store and protect your personal data — in full compliance with DPDPA 2023, SEBI, and AMFI regulations.
Get2ndIncome (ARN-153984), AMFI Registered Mutual Fund Distributor, is committed to maintaining the privacy, confidentiality, and security of personal information collected from investors, employees, and website visitors. This Privacy Policy explains how we collect, use, store, share, and protect personal data in accordance with the Digital Personal Data Protection Act, 2023 (DPDPA), Information Technology Act 2000, SEBI Master Circulars for Mutual Funds, and AMFI Data Sharing Principles prescribed under the AMFI Master Circular for MFDs dated 14-January-2026.
This policy applies to all individuals interacting with Get2ndIncome through our website, during client onboarding, Know Your Customer (KYC) verification, risk profiling, and mutual fund transaction processing. It extends to all employees, service providers, and vendors authorised to access or process client information on our behalf. By engaging with Get2ndIncome or accessing our website, you consent to the collection and use of your personal information as described in this policy.
Your data is used strictly for:
We share your data only in these specific situations, and never beyond what is necessary:
| Shared With | Purpose | Basis |
|---|---|---|
| AMCs and RTAs (CAMS, KFintech) | Processing mutual fund transactions | Regulatory requirement |
| SEBI, AMFI | Upon official request or regulatory order | Mandatory compliance |
| AMC/AMFI-appointed auditors | During due diligence or compliance audits | Regulatory obligation |
| KYC Registration Agencies (CAMS KRA, CVL KRA, NDML KRA, CKYC) | KYC verification purposes | Regulatory requirement |
| Any other third party | Only with your explicit written consent | Consent-based |
Digital records are stored on encrypted storage with mandatory access controls. Physical documents (KYC forms, signed applications) are kept in secure locked cabinets at our registered office with restricted key access. All employees sign a confidentiality undertaking at the time of joining.
We implement industry-standard security measures including licensed antivirus software, firewall protection on office networks, strong password policies (minimum 8 characters, changed every 90 days), and regular security audits. No client data is stored on personal devices of employees.
Client records are retained for the period prescribed under applicable SEBI (Mutual Funds) Regulations, AMFI guidelines, PMLA Rules, and Income Tax Act. After the mandatory regulatory retention period expires, physical records are securely shredded with a disposal log maintained, and digital records are permanently deleted from all storage locations including backups. Approval is required before any record disposal.
Under the Digital Personal Data Protection Act, 2023, you have the right to:
Access your personal data held by us at any time.
Request correction of inaccurate or incomplete data.
Request deletion of your data (subject to regulatory retention requirements).
Withdraw your consent for data processing at any time.
Lodge a complaint with the Data Protection Board of India.
To exercise any of these rights, please write to info@get2ndincome.com.
Our website uses cookies to enhance your browsing experience, remember your preferences, and analyse website traffic. You can control cookie settings through your browser preferences. Disabling cookies may affect certain website functionalities such as calculators and login features.
Our website contains links to external websites (AMC websites, SEBI, AMFI, SCORES, etc.) provided for your convenience. Get2ndIncome does not control, endorse, or assume responsibility for the content, privacy policies, or security practices of these external sites. We encourage you to read their privacy policies separately before providing any personal information.
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. The latest version will always be available on this page. Material changes will be communicated through our website.
