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Commission Disclosure Policy

Complete transparency on how we earn — in compliance with SEBI and AMFI guidelines requiring commission disclosure at point of sale and on distributor websites.

How Commission Works

When you invest in a Regular Plan mutual fund through Get2ndIncome, the AMC pays us a trail commission. This commission is a percentage of your invested amount, paid by the AMC from the scheme's Total Expense Ratio (TER). This commission does NOT increase your investment cost — it is already included in the scheme's NAV.

Direct Plans of the same scheme have a lower expense ratio because they do not include distributor commission. You may choose to invest in Direct Plans directly through AMC websites or apps without any distributor involvement.

ⓘ The trail commission is paid by the AMC from the scheme's expense ratio — it does not come from your investment.

Trail Commission Structure (Indicative Range)

The following table provides indicative trail commission rates received from various AMCs. Actual commissions may vary across schemes and share classes as per AMC-defined slabs, investor location (T30/B30 cities), AUM-based slabs, and SEBI regulations.

AMC Name Equity Passive Hybrid Debt Liquid
HDFC Mutual Fund 0.45–1.35% 0.10–0.50% 0.35–0.85% 0.10–0.45% 0.03–0.10%
ICICI Prudential MF 0.55–1.50% 0.10–0.60% 0.40–1.00% 0.15–0.55% 0.03–0.12%
SBI Mutual Fund 0.55–1.50% 0.10–0.60% 0.40–1.00% 0.15–0.55% 0.03–0.12%
Kotak Mahindra MF 0.40–1.60% 0.10–0.65% 0.35–1.10% 0.10–0.65% 0.03–0.18%
Aditya Birla Sun Life MF 0.50–1.50% 0.10–0.60% 0.40–1.00% 0.15–0.60% 0.03–0.15%
Axis Mutual Fund 0.50–1.50% 0.10–0.50% 0.40–1.00% 0.15–0.55% 0.03–0.12%
Nippon India MF 0.50–1.50% 0.10–0.60% 0.40–1.00% 0.15–0.60% 0.03–0.15%
UTI Mutual Fund 0.40–1.60% 0.10–0.65% 0.35–1.10% 0.10–0.65% 0.03–0.18%
Tata Mutual Fund 0.55–1.50% 0.10–0.65% 0.40–1.05% 0.15–0.65% 0.03–0.15%
DSP Mutual Fund 0.45–1.40% 0.10–0.55% 0.35–0.90% 0.10–0.50% 0.03–0.10%
Mirae Asset MF 0.55–1.50% 0.10–0.65% 0.40–1.05% 0.15–0.65% 0.03–0.15%
Motilal Oswal MF 0.45–1.35% 0.10–0.50% 0.35–0.85% 0.10–0.45% 0.03–0.10%
PPFAS Mutual Fund 0.40–1.20% 0.10–0.40% 0.35–0.80% 0.15–0.55% 0.03–0.12%
Canara Robeco MF 0.50–1.50% 0.10–0.60% 0.40–1.00% 0.15–0.60% 0.03–0.15%
Quant Mutual Fund 0.55–1.60% 0.10–0.65% 0.45–1.10% 0.20–0.65% 0.05–0.18%
Sundaram Mutual Fund 0.55–1.60% 0.10–0.65% 0.45–1.10% 0.20–0.65% 0.05–0.18%
Franklin Templeton MF 0.50–1.50% 0.10–0.60% 0.40–1.00% 0.15–0.60% 0.03–0.15%
Invesco Mutual Fund 0.55–1.60% 0.10–0.65% 0.45–1.10% 0.20–0.65% 0.05–0.18%
Edelweiss Mutual Fund 0.50–1.45% 0.10–0.55% 0.40–0.95% 0.15–0.55% 0.03–0.12%
Bandhan Mutual Fund 0.45–1.40% 0.10–0.55% 0.35–0.95% 0.10–0.50% 0.03–0.10%
Baroda BNP Paribas MF 0.50–1.50% 0.10–0.60% 0.40–1.00% 0.15–0.60% 0.03–0.15%
WhiteOak Capital MF 0.55–1.50% 0.10–0.65% 0.40–1.05% 0.15–0.65% 0.03–0.15%
Bajaj Finserv MF 0.50–1.50% 0.10–0.60% 0.40–1.00% 0.15–0.60% 0.03–0.15%
Other AMCs 0.40–1.60% 0.10–0.65% 0.35–1.10% 0.10–0.65% 0.03–0.18%

Updated quarterly as per AMFI guidelines. Last updated: June 2026

Key Disclosures

  1. Get2ndIncome receives only trail commission from AMCs. We do not accept any upfront commission, incentive commission, or one-time payments from any AMC.
  2. Investors may refer to their Consolidated Account Statement (CAS) issued by CAMS or KFintech, which displays the actual total commission paid to distributors for the investor's investments.
  3. Commissions are paid directly by the respective AMCs and are included in the Total Expense Ratio (TER) of the scheme. The commission does not increase the investor's cost — it comes from the AMC's expense ratio.
  4. Get2ndIncome does not receive any remuneration, gift, incentive trip, or non-cash benefit from any AMC or associate that could result in a conflict of interest.
  5. Investors may choose to invest in Direct Plans directly through AMC websites or apps without distributor involvement. Direct Plans have lower expense ratios.
  6. Our scheme facilitation is based on objective criteria (performance, risk, suitability) as documented in our Fund Selection Policy, and is never influenced by commission rates.

Compliance References

AMFI Master Circular for MFDs dated 14-January-2026 | SEBI Master Circular for Mutual Funds (latest consolidated version) | SEBI Circular No. HO/(79)2026-MIRSD-PODMMC | AMFI Code of Conduct for Mutual Fund Distributors

Get2ndIncome
AMFI Registered Mutual Fund Distributor
CIN: U66190GJ2024PTC157252
ARN-153984 – Validity: 24-Jan-2025 to 23-Jan-2028
Registered Office: 612, Shilp Zaveri, Shyamal Cross Rd, Satellite, Ahmedabad – 380015, Gujarat, India
Phone: +91 98988 20506  |  Email: info@get2ndincome.com

Disclaimers:

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Get2ndIncome receives commission from Asset Management Companies (AMCs) for distribution of Mutual Fund products in Regular Plans, as permitted under SEBI and AMFI regulations. Such commissions include trail commission. No commission or fee is charged directly to investors for Mutual Fund distribution.

Get2ndIncome makes no warranties or representations, express or implied, on products offered through its platform. We are a Mutual Fund Distributor, NOT a SEBI-registered Investment Adviser. For personalised investment advice, please consult a SEBI-registered Investment Adviser. The Company accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its products or related services.